ANZ Bank Ltd Visiting Mangalmay Group Of Institutions for Virtual Campus Placement Drive
7 October 2022
Bangalore
Eligibility : MBA++,MBA (Finance Only)
Batch : 2023 passouts
Designation : Credit Assessment Officer
Job Location: Bangalore
Salary: 8 LPA Fixed component + they get a Variable component of around 70 – 80 k per annum.
Shift Timings – Early morning shifts
About the role:
At ANZ we are always striving to do better for our customers, we are looking for people who focus on supporting our customers through the assessments process for 3 major products at the bank.
- You will be working for the retail lending department of the bank that concentrates on improving the financial wellbeing of customers, and keep customers at the heart of everything we do.
- You will be expected to underwrite loans for Australian Home Buyers, Credit cards and Personal Loans.
- Interact directly with the customers, assessors, lenders & branch network in Australia (hence we are looking for Talent that can articulate & communicate effectively via emails or telephonic conversations when required as a part of the assessment process).
- This role demands an approval authority, hence the talent should be strong in analytical & problem solving ability
- Also be quick in learning and interpreting the banks lending & regulatory policies
Experience or formal qualifications in banking aren’t required to be great in this role, but you will need to have a good commercial acumen and enjoy working with numbers. This will help you get the most out of our training program that teaches you everything you need to know about credit assessment. But the learning and development doesn’t stop there. You’ll have on-going training opportunities to advance your assessment and business skills, to potentially grow into leadership roles within the assessment team or to move across to other areas of the bank. The skills and experience you will gain as a Credit Assessment Officer are highly sought after across ANZ and the entire financial services
industry.
What are we looking for?
Highly energetic and dynamic professional who is passionate about improving financial wellbeing of customers
Thorough in interpretation and application of lending/credit policies, mortgage insurance guidelines, security valuations, credit history, etc, to understand our customers credit worthiness by assessing customers financials.
Strong in exercising sound judgement backed by analytical, problem solving skills including lending/ serviceability ratios
Carrying impressive interpersonal skills to communicate effectively with our Australian
frontline/leading lenders/customers.
Strong in living cultural and ethical values to demonstrate sense of accountability, collaboration, excellence, integrity and respect
Strong at managing risks while adhering to Group Credit Policies, Code of Banking and Responsible Lending Practices
Effective in change management and delivery of desired strategic outcome
Self-driven to deliver customer centric, accurate and timely customer outcomes as desired by organisational priorities
Focused on constant learning, broadening perspectives and developing yourself as a thorough banker.
Other benefits include – Medical insurance coverage for self and dependants 3 L pa, free transport to commute, Hybrid model, Personal Accident insurance coverage, Gratuity @ 19000 pa.
This role is loaded with opportunities to grow up the ladder as they progress
Criteria – Strong communication skills, Good with analytics, Students should not have backlogs
We need students who are willing to work from Bengaluru & work in early morning shifts
Selection Process:
1) A Credit assessment questionnaire – Refer 2nd attachment which has Pre-work Topics that we expect students to prepare on. Assessment questionnaire is designed based on these topics.
2) Communication assessment (Email writing & Voice)
3) Operations & HR round of interview
Apply Now
